Master Digital Budgeting

Join our comprehensive 12-month program starting August 2025. Learn practical budgeting skills that actually work in today's digital world.

Real Skills for Real People

We've been teaching Australians how to manage their money since 2018. Our approach is different — no complicated spreadsheets or confusing jargon. Just practical methods that fit into your busy life.

Mobile-First Learning

All lessons work perfectly on your phone. Learn during your commute or lunch break.

Australian Banking Focus

Specific guidance for CommBank, ANZ, Westpac, and NAB digital platforms.

Small Group Sessions

Maximum 15 students per cohort. Everyone gets individual attention.

Flexible Schedule

Evening and weekend options available. Catch up anytime with recorded sessions.

Most of our students see improvements in their savings habits within the first month. But we're honest about what this program can and can't do — it requires consistent effort on your part.

Students learning digital budgeting techniques on mobile devices

12 Months of Practical Learning

1-3

Foundation

Set up your digital tools and understand your spending patterns

4-6

Automation

Create systems that save and budget automatically

7-9

Optimization

Fine-tune your approach and tackle specific financial goals

10-12

Advanced

Investment basics and long-term financial planning

Learn from People Who Get It

Ravi Chakraborty, Lead Financial Educator

Ravi Chakraborty

Lead Financial Educator

Former CommBank business analyst who switched careers after realizing people needed better financial education. Specializes in making complex banking tech actually usable.

Freya Albertsen, Digital Tools Specialist

Freya Albertsen

Digital Tools Specialist

Spent five years helping small business owners streamline their finances. Now focuses on teaching individuals how to use apps and online banking effectively.

Zara Okafor, Behavioral Finance Coach

Zara Okafor

Behavioral Finance Coach

Psychology background with a focus on why we make financial decisions. Helps students understand their spending triggers and build lasting habits.

How to Join Our Next Cohort

1
February 2025

Applications Open

Submit your application and tell us about your financial goals. We review all applications personally — no automated systems.

2
April 2025

Brief Phone Chat

15-minute conversation to make sure our program fits what you're looking for. No sales pressure — just an honest discussion.

3
May 2025

Enrollment Confirmation

Secure your spot and receive your program materials. Early access to our online platform and preparation resources.

4
August 2025

Program Begins

Orientation week followed by your first month of structured learning. You'll meet your cohort and start building new financial habits immediately.

What Actually Happens After

Program graduate using mobile banking app confidently

"I was spending 0 a week on random stuff without realizing it. Now I actually know where my money goes, and I've saved enough for a proper emergency fund. The mobile app tricks they taught us are game-changers."

Kai Nakamura

2024 Graduate, Brisbane

We track our graduates' progress (with their permission) for two years after completion. About 70% maintain their new budgeting systems long-term. The other 30% usually drift back to old habits — which is why we offer unlimited access to refresher sessions.

Results vary significantly based on individual circumstances and commitment level. We're proud of our students' improvements, but we can't guarantee specific financial outcomes for everyone.

Ready to Take Control?

Applications for our August 2025 cohort open in February. Get notified when enrollment starts and receive our free budgeting starter guide.